not always obvious, but there's a battle for your information
underway right now. Defend your credit and identity by
adding Kasasa Protect to your Kasasa® checking account.*
It starts working right away, and with a simple activation
link you can easily expand its watch. Kasasa Protect is
designed to keep an eye out 24/7 for suspicious behavior
on your bank accounts, credit report and the dark web!
also have certified specialists ready to help dispute
and resolve any incidents should fraud occur. Kasasa
checking account holders get the exclusive price of
only $10.00 per month. All other checking account holders
may add Kasasa Protect for a mere $15.00 per month.
Secondary account holders can be protected too —
for only $8.00 per month. That’s a great deal
of protection for such a small price!
identity protection and restoration solution*
around-the-clock monitoring for fraudulent activity
alerts you to any suspicious activity
hands-on process of restoring your information should
suite of offerings, including:
credit score and tracker
from every angle provides peace of mind
directly deducted from your checking every month —
no credit card needed!
pricing for all Kasasa® checking account holders —
$10.00 per month
Kasasa account holders on a joint account — $15.00
locked into a contract; no time commitment necessary
full access to annual credit report from Experian
deep insight into your credit record
you proactively manage your financial health and monitor
Credit Score and Tracker
review of your credit score, helping you stay on top
of your credit
the cost of pulling full credit reports
trends over time and find out exactly what's moving
you to keep close tabs on your identity online
millions of international sources in real time
spots stolen data that could identify you, such as
a social security number or medical identification
the event of a lost or stolen wallet:
convenient point of contact handles cancellation
and replacement of all your important documents
through your agent includes: your cards, licenses,
social security cards, insurance cards, passports,
military IDs, and even traveler's checks
advice and resolution services provided the instant
specialists file, dispute, and resolve issues with
your credit or other vital records, including:
us with questions or stop by today to add Kasasa Protect.
This disclosure contains the rules that govern our Kasasa
Protect referral program as of April 1st, 2019]..
Add On Service:
Daniels-Sheridan Federal Credit Union offers Kasasa Protect,
an optional Identity Fraud Protection And Restoration
Service that includes identity theft, fraud protection
and breach resolution services through a separate, third
party that can be added to your Kasasa checking account.
This add-on service (a) requires your explicit authorization
to add these Identity Fraud Protection Services ("opt-in"),
(b) charges a separate monthly fee and (c) can be cancelled
at any time.
Protect: Identity Fraud Protection And Restoration Services:
"Kasasa Protect: Identity Fraud Protection And Restoration
Services" collectively includes the following comprehensive
services (collectively "Services"):
(1) Credit Services: (a) Reports: an annual credit
report from Experian; (b) Scores: a monthly credit score
from Experian and (c) Plotter: a visual twelve (12)-month
history of the consumer's monthly credit scores from Experian.
(2) Monitoring Services: (a) Public Records: Monitors
name, address & Social Security Number (SSN) across
public records; (b) Dark Web Monitoring: monitors across
social networks, chat rooms & black market web sites
for personally identifiable information including social
security numbers; phone numbers; email addresses; bank
account and routing numbers; credit and debit cards; and
medical identification numbers; (c) Credit Bureau: monitors
for and will provide an email or text alert if credit
inquiries, new lines of credit, derogatory credit, name
changes or changes in address are detected in the consumer's
Experian credit file. Credit monitoring occurs only on
the credit file associated with the purchasing consumer,
and does not monitor, compare or cross reference the credit
file associated with the purchasing consumer to any other
credit files maintained by the applicable credit bureaus;
(d) Credit Freezes & Removals: Kasasa Protect includes
the ability to place or release credit freezes on your
credit report with Experian only. Certified Specialists
will help Kasasa Protect consumers place or remove this
credit freeze at no additional cost. In addition, Certified
Specialists will provide the consumer with contact information
for the other credit bureaus; however, they will not place
the credit freeze at the other credit bureaus on their
behalf. In accordance with the Economic Growth, Regulatory
Relief and Consumer Protection Act, credit bureaus are
to provide one free credit freeze (and associated removal)
per year for consumer requests made after September 21,
(3) Resolution Services: (a) Recovery Services:
a professional Identity Recovery Specialist will assist
the consumer identify, dispute, expunge any fraudulent
activities and (b) Lost Wallet Services: Cancellation
& replacement assistance for lost or stolen credit
cards and personal documents lost due to loss or identity
Kasasa Protect services are provided by CSID, a part of
Experian Information Solutions, Inc. "Experian".
In order to receive your Kasasa Protect services, you
must review and agree to the following services' disclosure
and the portal's terms and conditions:
(1) Services: Kasasa Protect's disclosure language as
documented herein or as can be retrieved as a separate
document at a Daniels-Sheridan Federal Credit Union branch
(2) Portal: Terms & Conditions can be retrieved online
by using the following link: https://secure.kasasaprotect.com.
Kasasa Protect services are provided for a monthly fee
of $12.00 or $8.00 if you are a Kasasa accountholder.
Kasasa Protect is available to a secondary accountholder
listed on a joint account for an additional monthly fee
of $8.00 Fee(s) will be automatically debited from your
account on the third (3rd) of each month. Fee(s) begin
on the third (3rd) of the month following your enrollment
date and will end one (1) day after Daniels-Sheridan Federal
Credit Union has processed your cancellation request.
Kasasa Protect's services, fees, providers and / or partners
are variable and may change with proper notification from
our credit union or Kasasa, Ltd. Changes in terms, conditions,
services, fees and / or providers, if any, will be posted
on the Kasasa Protect site located at https://secure.kasasaprotect.com.
We encourage you to refer to this site on a regular basis
for Services information.
To utilize Kasasa Protect you must: (1) be eighteen (18)
years of age or older, (2) be a resident of the United
States or any of its territories, and (3) register and
maintain your unique email address (joint accountholders
must each provide unique email addresses for this service)
via the Kasasa Protect online portal.
To receive Kasasa Protect's Services, you must (1) agree
to the Kasasa Protect Services' Terms & Conditions
and (2) establish the Services' monthly billing and (3)
provide an accurate email address. Upon completing these
three activities you will be enrolled in the program.
("Enrollment"). The date upon which these activities
are completed will be your enrollment date ("Enrollment
Within one (1) business day after Enrollment, Kasasa Protect
will provide you with an email that includes a link to
https://secure.kasasaprotect.com and your subscriber number.
After entering your subscriber number, you must verify
your personal information. You agree to provide accurate,
current and complete information about yourself. You agree
to not misrepresent your identity. You also agree to maintain
and update this information, including your email address
on a regular basis to ensure its accuracy. Failure to
provide and maintain accurate and complete information
may prohibit your use of the Services or result in errors
in information generated. ("Verification").
Alerts & Notifications:
Upon verifying your personal information and agreeing
to the terms and conditions associated with the Kasasa
Protect portal, you will be able to receive alerts and
notifications through the portal. Email notifications
will be sent to the email address you maintain at https://secure.kasasaprotect.com.
You understand, acknowledge, and agree that in order to
receive the full complement of Services, including receiving
Services' alerts and notifications via the Kasasa Protect
portal, you must first verify your identity and register
and maintain your email address at: https://secure.kasasaprotect.com.
All items under these three (3) comprehensive services
are available to you as identified below.
(1) Credit Services: After verification, you will be able
to view all items listed under Credit Services, including
credit information and alert details via the portal.
(2) Monitoring Services: All items listed under Monitoring
Services will begin upon Enrollment. Viewing of Monitoring
Services alerts is available upon Verification.
(3) Restoration Services: All items under Resolution Services
are available upon Enrollment
You may cancel your Services at any time by notifying
your financial institution of your decision to cancel.
Written notices should be sent to Daniels-Sheridan Federal
Credit Union, PO Box 1160, Scobey, MT 59263. Verbal requests
should be directed to 406-487-5391. Cancellations may
take one (1) or more business days to process. When cancelling,
your then current month's fee will not be reimbursed or
prorated. The Services' monthly fee will not be charged
for the following month after a cancellation request has
been processed by your financial institution. Daniels-Sheridan
Federal Credit Union reserves the right to cancel your
Services if the Services' monthly fees are not paid and
properly fulfilled over 2 consecutive months. Should Daniels-Sheridan
Federal Credit Union cancel your Services, a cancellation
notification email from Daniels-Sheridan Federal Credit
Union will be sent to the email address you maintain at
of Checking Account:
Should your checking account be closed by you or Daniels-Sheridan
Federal Credit Union, any add-on products / services associated
with that account, including Kasasa Protect, will also
be terminated at the same time. Your then current month's
account and/or Kasasa Protect fees will not be reimbursed
or prorated. The monthly fee(s) will not be charged for
the month following termination.
Kasasa and Kasasa Protect are trademarks of Kasasa, Ltd.,
registered in the U.S.A. Experian is a registered trademark
of Experian Information Solutions, Inc.