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Free Kasasa
Saver® |
Growing
a rainy day fund is easy when you turn your Kasasa Cash®
or Kasasa Cash Back® checking rewards into dividend-earning
savings every month! |
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Details: |
- Free
account that builds your savings effortlessly
- Links
to free Kasasa Cash® or Kasasa Cash Back® checking
[hyperlink to respective product pages]
- Automatic
transfers of Kasasa Cash or Kasasa Cash Back earnings
- 0.50%
APY* on balances up to $10,000
- 0.50%
to 0.27% APY on balances over $10,000 depending on
balance in account*
- 0.05%
APY* if qualifications are not met
- No
minimum balance to earn rewards
- No
monthly maintenance fees
- Free
NetTeller® online banking access
- Free
mobile banking
- Free
debit card
- No
minimum deposit to open
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Qualifying
for the higher Kasasa Saver rate is a snap. |
Qualifying
for your Kasasa Cash or Kasasa Cash Back rewards automatically
qualifies you for the highest Kasasa Saver rate, too.
Enrollments must be in place and all of the following
transactions and activities must post and settle to your
Kasasa Cash or Kasasa Cash Back account during each Monthly
Qualification Cycle:
At least
12 debit card purchases
Be enrolled
in and agree to receive e-Statements
Be enrolled
in and log into online banking or mobile banking
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If
for some reason you don’t meet these qualifications,
it’s okay — your account is still free.
Even more, you can get right back to earning your cash
rewards the very next cycle that you qualify. |
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Contact
us with questions or stop by today to enroll. |
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*
Qualification Information:
Account transactions and activities may take one or
more days to post and settle to the account and all
must do so during the Monthly Qualification Cycle in
order to qualify for the account's rewards. The following
activities do not count toward earning account rewards:
ATM-processed transactions, transfers between accounts,
debit card purchases processed by merchants and received
by our credit union as ATM transactions, PIN-based,
signature based transactions, non-retail payment transactions
and purchases made with debit cards not issued by our
credit union. Transactions bundled together by merchants
and received by our institution as a single transaction
count as a single transaction for the purpose of earning
account rewards.
"Monthly Qualification Cycle" means a period
beginning one (1) banking day prior to the first banking
day of the current statement cycle through one (1) banking
day prior to the last banking day of the current statement
cycle.
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Reward
Information:
When your linked Kasasa Cash or
Kasasa Cash Back account qualifications are met during
a Monthly Qualification Cycle, daily balances up to and
including $10,000 in your Kasasa Saver account earn an
APY of 0.50% and daily balances over $10,000 earn a dividend
rate of 0.25% on the portion of the daily balance over
$10,000, resulting in a range from 0.25% to 0.50% APY
depending on the account's daily balance.
When your linked Kasasa Cash, Kasasa Cash Back or Kasasa
Tunes account qualifications are not met, the entire daily
balance in the Kasasa Saver account earns a dividend rate
of 0.05% resulting in an annual percentage yield of 0.05%
APY.
Dividends will be credited to your Kasasa Saver account
on the first processing day of the following statement
cycle.
If Kasasa Cash or Kasasa Cash Back are linked to Kasasa
Saver, the following also apply:
Kasasa Cash: When linked to a Kasasa
Saver account, the dividends earned within the Kasasa
Cash account do not compound since it, along with any
nationwide ATM withdrawal fee reimbursements are, automatically
transferred to the Kasasa Saver Account within one day.
This automatic transfer may cause an overdraft to your
Kasasa Cash account, if the account balance is less than
the transferred amount when the transfer occurs.
Kasasa Cash Back: When linked to a Kasasa
Saver account, the cash back payments and nationwide ATM
withdrawal fee reimbursements earned in your Kasasa Cash
Back account will be credited to your Kasasa Saver account
on the last processing day of the following statement
cycle.
APY = Annual Percentage Yield.
APYs accurate as of April 1, 2019
APY calculations are based on an assumed balance of $10,000
+ $100,000 in your Kasasa Saver account and an assumed
statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and
may change after account is opened without notice to you.
No minimum balance is required to earn or receive the
account's rewards. Rewards less than a penny cannot be
distributed. Fees may reduce earnings. |
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Additional
Information:
Membership restrictions may apply.
Account approval, conditions, qualifications, limits,
timeframes, enrollments, log-ons and other requirements
apply.
No minimum deposit is required to open the account.
Enrollment in on-line banking and monthly log in, enrollment
in E-Statements, and at least 12 debit card PIN-based/signature
based purchases that have posted and settled to the Kasasa
Cash account are conditions of this account.
Enrollment in electronic services (e.g. online banking,
e-statements) and log-ons may be required to meet some
of the account's qualifications.
Limit of 1 account(s) per Social Security Number.
There are no recurring monthly maintenance charges or
fees to open or close this account.
A Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account
is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic
savings.
Contact one of our credit union service representatives
for additional information, details, restrictions, reward
calculations, processing limitations, cycle dates and
enrollment instructions.
Daniels Sheridan Federal Credit Union is federally insured
by NCUA up to $250,000 Per Account.
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Trademarks:
Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and
Kasasa Saver are trademarks of Kasasa, Ltd., registered
in the U.S.A.
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NCUA
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Daniels-Sheridan
Federal Credit Union
Scobey, Montana 59263-1160
Copyright © 2021 - All Rights Reserved |
This
credit union is federally insured by the National Credit Union Association
(NCUA) Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government. |
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Equal
Housing Lender. We do business in accordance with the Federal Fair Housing
Law and the Equal Credit Opportunity Act. |
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