Daniels-Sheridan Federal Credit Union is owned by its members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use, and safeguard your personal financial information. If you have any questions, please contact a member service representative at 406-487-5391 or 1-800-439-5391 in Scobey. 406-789-2209 or 1-800-606-2209 in Medicine Lake.
We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider.
Under these arrangements, we may disclose all of the information we collect, as described in this notice, to companies that perform marketing or other services on our behalf. To protect our members privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide to them.
INFORMATION WE COLLECT AND DISCLOSE ABOUT YOU
We collect and may disclose nonpublic personal information about you from the following sources;
Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income.
Information about your transactions with us, or others, such as your account balance, payment history, parties to transactions, and credit card usage; and
Information we receive from a consumer reporting agency, such as your credit worthiness and credit history.
We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.
We may from time to time provide information to insurance companies for joint marketing.
If you terminate your membership with Daniels-Sheridan Federal Credit Union, we will continue to adhere to the privacy policies and practices as described in this notice.
HOW WE PROTECT YOUR INFORMATION
Daniels-Sheridan Federal Credit Union restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Our credit union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with your credit union.
As a member of the credit union, you also have the responsibility to safeguard your financial information
credit union is federally insured by the National Credit Union Association
(NCUA) Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
Housing Lender. We do business in accordance with the Federal Fair Housing
Law and the Equal Credit Opportunity Act.