If qualifications are not met in linked Kasasa Checking account
0.05%
0.05%
Youth Savings
0.90%
0.90%
HSA Account
2.53%
2.50%
IRA Savings Account
2.53%
2.50%
Checking
Account Type
APY*
APR
Regular Checking
0.00%
0.00%
Money Max Checking
0.00%
0.00%
Kasasa Cash Checking
On balances up to $20,000*
6.00%
5.83%
On balances over $20,000*
0.25%
0.25%
If qualifications are not met
0.05%
0.05%
Money Market
Account Type
APY*
APR
Money Market
If balance is $500.00 – $10,000.00
1.10%
1.10%
If balance is $10,000.01 – $15,000.00
1.10%
1.10%
If balance is $15,000.01 and up
1.20%
1.20%
(Rate based on total account balance)
Jumbo Money Market (minimum $15,000)
1.20%
1.20%
Share Certificates
Certificate Type
Term
APY*
APR
91-Day Share Certificate
3 Months
3.81%
3.75%
182-Day Share Certificate
6 Months
4.33%
4.25%
1-Year Share Certificate
12 Months
5.11%
5.00%
2-Year Share Certificate
24 Months
3.55%
3.50%
Minimum $500 to open and earn dividends
APY is the Annual Percentage Yield. Dividends on your savings are calculated daily, paid monthly, and are shown on your quarterly statement. Fees could reduce earnings on the account. Rates may change after the account is opened. APY (only for Share Accounts) is compounded interest (usually daily or monthly) calculated for 1 year (even if the term is longer). For example, $10,000 @ 6.00% for 2 years compounded monthly, produces a 6.17% APY which returns a total of $11,272.07 after 2 years.
Monthly qualifications must be met in linked Kasasa Cash or Cash Back Checking account in order to earn rewards rate on Kasasa Saver account. See full disclosure for details. Monthly qualifications must be met in Kasasa Cash account to earn rewards rate on Checking balances. See full disclosure for details.
