Effective February 1, 2024

Savings

Account TypeAPY*APR
Primary Savings
If balance is $25.00 – $3,000.000.50%0.50%
If balance is $3,000.00 – $10,000.000.60%0.60%
If balance is $10,000.00 and up0.70%0.70%
(Rate based on total account balance)
Kasasa Saver
On balances up to $25,000*4.00%3.93%
On balances over $25,000*0.25%0.25%
If qualifications are not met in linked Kasasa Checking account0.05%0.05%
Youth Savings0.70%0.70%
HSA Account1.76%1.75%
IRA Savings Account1.76%1.75%

Checking

Account TypeAPY*APR
Regular Checking0.00%0.00%
Money Max Checking0.00%0.00%
Kasasa Cash Checking
On balances up to $20,000*6.00%5.83%
On balances over $20,000*0.25%0.25%
If qualifications are not met0.05%0.05%

Money Market

Account TypeAPY*APR
Money Market
If balance is $500.00 – $10,000.000.60% 0.60%
If balance is $10,000.01 – $15,000.000.70%0.70%
If balance is $15,000.01 and up0.80%0.80%
(Rate based on total account balance)
Jumbo Money Market (minimum $15,000)0.90%0.90%

Share Certificates

Certificate TypeTermAPY*APR
91-Day Share Certificate3 Months3.04%3.00%
182-Day Share Certificate6 Months3.56%3.50%
1-Year Share Certificate12 Months4.59%4.50%
2-Year Share Certificate24 Months3.04%3.00%
Minimum $500 to open and earn dividends

APY is the Annual Percentage Yield. Dividends on your savings are calculated daily, paid monthly, and are shown on your quarterly statement. Fees could reduce earnings on the account. Rates may change after the account is opened. APY (only for Share Accounts) is compounded interest (usually daily or monthly) calculated for 1 year (even if the term is longer). For example, $10,000 @ 6.00% for 2 years compounded monthly, produces a 6.17% APY which returns a total of $11,272.07 after 2 years.

Monthly qualifications must be met in linked Kasasa Cash or Cash Back Checking account in order to earn rewards rate on Kasasa Saver account. See full disclosure for details. Monthly qualifications must be met in Kasasa Cash account to earn rewards rate on Checking balances. See full disclosure for details.