Personal Loans are here for when you need to borrow money for…personal reasons. Whether you’re looking to consolidate debt into one, easy monthly payment with a lower interest rate, or you need funds to cover a medical expense or home improvement; our personal loan options may just be the right solution.

  • Personal Loan – Borrow funds at a fixed interest rate, with terms ranging from 12 months to 60 months.
  • Personal Line of Credit – A revolving line of credit where you only pay interest on what you have borrowed against your available line.
  • Financial Statement Loan – Borrow up to $15,000 for 48 months. A current financial statement is required for consideration.
  • Christmas Loan – A special, limited-time loan offered beginning October 1. You can borrow up to $1,000 to help with holiday expenses and pay no interest until after February 1, with your first payment not due until March 1.
  • Overdraft Loan – Tied to your Checking account, an overdraft loan will automatically transfer funds to your checking in the case of insufficient funds.
  • Share Secured Loans – Borrow against funds you have in a Savings or Share Certificate account for a much lower rate.

Rates not to exceed 17.95% APR. Fixed-rate personal loan term not to exceed 60 months. Payment example for $5,000 personal loan for 60 months at 8.50% APR = monthly payments of $102.58.