Money Market

Earn more on your money, while keeping the flexibility to access the funds if needed. That’s the benefit of our Money Market account; higher-dividends on liquid funds. If you’re looking for a way to make your money work harder for you, but don’t want to lock it up for a set term with a Certificate […]

Deposit Rates

Effective May 10, 2021 Savings Account Type APY* APR Primary Savings If balance is $25.00 – $3,000.00 0.10% 0.10% If balance is $3,000.00 – $10,000.00 0.15% 0.15% If balance is $10,000.00 and up 0.20% 0.20% (Rate based on total account balance) Youth Savings 0.20% 0.20% HSA Account 1.25% 1.26% IRA Savings Account 1.25% 1.26% Checking Account […]


DSFCU has several free, benefit-rich checking accounts for you to choose from. All of our accounts come with no annual fee, online and mobile banking and a free Visa debit card. We offer overdraft loan protection for your checking account. The overdraft loan will automatically transfer to your checking in case of insufficient funds. You […]

Free Kasasa Tunes® Checking

Earn refunds on your iTunes®, Amazon®, or Google Play™ purchases with this free account. You’ll also get refunds on ATM withdrawal fees. How it Works: Free checking that pays you to shop online Earn up to $10 every month in refunds on Apple® iTunes,, or Google Play purchases* Get $20 in refunds on iTunes, […]

Free Kasasa Cash® Checking

Earn high dividends on your checking balance, plus get refunds on your ATM withdrawal fees, nationwide* with this free account. How it Works Free checking that pays high dividends 2.00% APY* on balances up to $10,000 2.00% to 0.41% APY on balances over $10,000 depending on balance in account* 0.05% APY* if qualifications aren’t met […]


Traditional IRA A Traditional IRA is a special tax deferred savings plan authorized by the Federal Government to encourage you to accumulate money for retirement. We offer Individual Retirement Accounts (IRA’s) for your long-term, personal retirement savings, including Traditional, Roth and Education IRAs. Dividends are compounded and paid monthly to your retirement account. Traditional IRA’s […]

Share Certificates

If you want to earn higher dividends and won’t need immediate access to your funds, then a Share Certificate may be right for you. With a minimum opening balance of $500.00, you can choose from a 3 month, 6 month, 1 year or 2 year term. The longer term you commit to keeping your money […]


Stop by one of our branch locations to open your account. We hope to see you soon! Primary Savings (Share) Account The Primary Savings Account establishes your membership with the credit union, representing one share of ownership. As a member, you have access to the many benefits and services we offer. Dividends are paid to […]